Heavy Duty Truck Bumpers Will My Auto Insurance Hype Up If Someone Hits Me?

Will my auto insurance hype up if someone hits me? - heavy duty truck bumpers

Full story: Guy moves slowly waiting to find parking in the lot. I think someone in your w / your car and check / check-out, if someone was behind him. Avoid i sort of panic and put the car in reverse (and damage to my back), so instead I played like crazy and did not hear, but his truck ran into my rear bumper, front bumper for 2002 Acura RSX soft. My question is not at fault accident insurance to increase this area?